Do You Have the Best Dog Insurance? How to Check

To care for your dog, you should get the best dog insurance available that fits both his needs and yours. Insurance for your dog has variables that can affect the kind of coverage your pet has and what the policy costs.

What Kind of Coverage Do You Need?

Be sure you know what kind of coverage the policy provides and that it has what you need.

Do you want to have insurance for accidents and illnesses or do you want comprehensive coverage that also pays for preventative treatment (vaccinations, checkups, etc.)? If your pet has a pre-existing condition, such as diabetes or epilepsy, make sure that the policy will pay for treatment.

Policies May Exclude Based on Age or Breed

Some carriers have established age limits, so check the policy to ensure your dog qualifies. Some insurance carriers charge higher premiums, limit coverage or exclude certain breeds from their policies due to problems typically found in those breeds.

Providers often have multiple-pet discounts, which provide additional savings. Deductibles, co-pays and limits on coverage can also impact overall annual expenses. You should also determine if you can go to any veterinarian or if you will need to select one within a network.

It is important to review your dog insurance policy to ensure you receive the best dog insurance available for your dog. By looking more closely at the policies, you can tailor the coverage and cost to fit your needs.