| Dogs > Health Care > Dog Medical Insurance That Vets Will Actually Take | |
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also see Dog Medical Symptoms
also see Canine Health Care
also see Cheap Dog Insurance
also see Dog Liability Insurance
also see Older Dog Insurance
also see Dog Health Insurance
also see Leukemia in Dogs
All dog medical insurance companies allow you to choose any veterinarian in your area. Veterinarians do not touch an insurance claim at all. In fact, they do not know you have an insurance policy.
Pet insurance companies require you to pay the veterinary bill in full, mail them a copy of your receipt from the veterinary office and they'll later reimburse you. Typically, it takes seven to fourteen days for the insurance company's check to arrive.
Every dog medical insurance plan is different. What they cover depends on the plan you purchase and the company you choose.
Kroger's dog medical insurance plan provides benefits for:
VPI offers a Standard Plan or Superior Plan. Their plans cover:
Well Care Protection adds reimbursement for flea protection, heartworm testing spaying/neutering and vaccinations. The Cancer Rider doubles the amount of coverage provided to dogs diagnosed with six forms of cancer: Intestinal, Leukemia, Lung, Lymphosarcoma, Mast Cell Tumor and Thyroid.
Dog medical insurance rarely covers pre-existing conditions.
A purebred dog genetically disposed to certain conditions, such as Dachshunds and hip problems, often receive insurance plans with limitations on claims for genetic disorders.
Ailments caused by racing, dog fights or guard dog duties are not covered.
Many policies require six months of continued coverage before they will pay a claim.
also see Do You Have the Best Dog Insurance? How to Check
also see Vet Compliant Canine Insurance: Finding Comprenhensive Coverage
also see Lower Your Dog Health Insurance with Selective Coverage
also see Better Dog Health Insurance: Pet Coverage Checklist