Dangerous Dog Insurance: Should Certain Breeds Cost More?

Dangerous dog insurance is an important consideration for owners of high-risk breed dogs. Typically, "high-risk" describes larger breeds predisposed to aggressive behavior that can cause property damage and injuries to people and other animals. Without dangerous dog liability insurance, owners are responsible for covering all property damages and medical bills resulting from their dogs' actions.

Why Dangerous Dog Insurance Costs More

It is often more expensive to ensure dangerous dog breeds due to their ability and tendency to be more violent and destructive than other kinds of dogs. For centuries, people have bred certain dogs for specific purposes that promote violent, intimidating or vicious behavior. Due to the long-standing history of these breeding practices, it is often argued that the aggressive dispositions or violent tendencies of certain breeds of dogs are inherent characteristics that cannot be easily reversed.

Examples of Dangerous Dog Breeds

One of the most recognized examples are dog breeds that have been used for fighting, like Pit Bull Terriers, Presa Canarios and Tosa Inus. Another noted category is dog breeds that have been used for protection, such as Doberman Pinschers, German Shepherds and Rottweilers.